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Payments & FinTech Lawyer

Winner takes all or network defects? Competition issues in FinTech

Few would deny the capacity for FinTech to deliver significant benefits to customers across financial services, from banking and payments to digital currencies, wealth management and insurance. A recent study published by the European Parliament - ‘Competition issues in the Area of Financial Technology’ - notes FinTech’s ‘enormous potential in improving financial inclusion … [and] providing more easily accessible and affordable financial services to large masses of the population and small and medium-sized enterprises1.’ Miles Trower, Partner at TLT LLP, discusses the application of competition law to FinTech and the unique challenges for authorities raised in the study, as well as the challenges for those advising the dynamic businesses that inhabit this space.

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