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Payments & FinTech Lawyer

Securing the interconnectivity of PSD2: the need for a united front

In this article, Andrew Whaley, VP Engineering, at Arxan Technologies - a technology company specialising in application attack prevention and self-protection solutions - discusses the dawn of Open Banking under the revised Payment Services Directive (‘PSD2’) from the perspective of securing the interconnectivity that will be created under PSD2. Specifically, Andrew voices concerns that despite the European Banking Authority’s guidance on how banks should handle third party access to customer data, there is still a lack of standardisation on how the interconnectivity of PSD2 should be achieved and secured, and explains that this has serious implications for security.

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