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Payments & FinTech Lawyer

The Basel Committee on Banking Supervision reports on the implications of FinTech for banks

The growth of the FinTech industry in recent years has caused regulators globally to consider their approach to supervision of players in this space. The attitude of regulators to FinTech is of equal importance to firms operating in the financial industry. Focusing on the banking industry, the Basel Committee on Banking Supervision (‘BCBS’) has set up a task force to provide insight into this development, and more specifically to explore the implications for supervisors and banks’ business models. It has also published a consultation paper on the implications of FinTech developments for banks and banking supervisors. The paper summarises the BCBS’s main findings and conclusions, as Jacob Ghanty, a Solicitor specialising in FinTech and emerging payment technologies, explains.

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