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Payments & FinTech Lawyer

Reaction to the proposed ban on screen scraping under PSD2 

Under the European Banking Authority’s draft RTS on Strong Customer Authentication and Common and Secure Communication (‘SCA RTS’), the current practice known as ‘screen scraping,’ whereby a payment service user provides account access credentials to a third party technical service provider who then uses these credentials to obtain information from the relevant accounts and provides an aggregated view for the customer across the different accounts, will not be allowed. This will mean that account information service providers must change the way they operate. Kate Johnson, Partner at Osborne Clarke, analyses the reaction to the proposed ban and what it might mean for account information service providers.

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